Building a Better Portfolio

Balancing Performance and Liquidity

Research has shown that successful investing involves not only choosing the right funds but the right combination of funds. In fact, your investment mix (particularly the mix between income and equity investments) is the single most powerful factor driving your overall return.

Use key tools in asset allocation planning

One of the key tools in asset allocation planning is the efficient frontier graph. It illustrates the trade-off between risk and return when two investments are mixed in varying amounts. An analysis of Canadian bonds and equities over the past forty years reveals two important lessons:

  1. 1
    The first is critical for conservative investors: combining bond and equity investments is actually less risky than investing solely in bonds. This occurs because the benefit of diversification achieved by combining different types of investments more than offsets the added risk of equities in the portfolio.
  2. 2
    The second lesson is for more aggressive investors who seek to maximize returns by investing solely in equities. By adding 20% bonds to an equity portfolio you will significantly reduce portfolio risk with only a slight loss of return potential.

Doing this type of analysis requires extensive testing and sophisticated computer technology. This scientific approach is now available to you through our Signature Service Program.

Diversify your portfolio for stability

When you invest in just one fund, or in funds that are very similar to each other, your investment returns will tend to fluctuate more widely. The key to stabilizing returns is to combine a variety of investments with different characteristics. Each GP Wealth Management Portfolio is highly diversified, representing:

  • Five to six mutual funds
  • Hundreds of individual securities and a variety of asset classes Hundreds of individual securities and a variety of asset classesHundreds of individual securities and a variety of asset classesHundreds of individual securities and a variety of asset classes
  • The expertise of over 500 investment professionals worldwide

It’s all about decisions. One, to be exact

You could spend your Saturdays poring over fund performance or join our Signature Service Program and leave the rest up to us.

  • Signature Service Program simplifies the investment process while helping you to maximize long-term returns
  • A questionnaire guides you to the asset mix that’s right for you
  • Automatic rebalancing keeps your investment on track without any fees
  • Tracking your investment results becomes easy

Interested to learn more about building your portfolio?

The Value of Advice

Canadians with financial advisors are more confident  about their future.

Need Advice?

Are you reviewing your investment plan or financial plan for retirement? We encourage you to contact us to arrange a no-obligation meeting to discuss your options.

Need Advice?

Are you reviewing your investment plan or financial plan for retirement? We encourage you to contact us to arrange a no-obligation meeting to discuss your options.

Client Relationship Document

We’ve developed a plain-language document that describes the relationship between you and your GP Wealth Financial Advisor or Planner.

GET ON-LINE ACCESS

To obtain access to your accounts, email us or contact us at 1-800-608-7707 ext. 242.

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